FAQ

Originally chartered in 1957, Public Service federal Credit Union is an established, full service financial institution.

Who is eligible?

If you are an employee or an immediate family member of an employee within Public Service Enterprise Group, you may be eligible to join Public Service Federal Credit Union. Please call office for details at (732) 805-9000.

How long can I be a member?

Membership is forever. Once you join our Credit Union you will have accesses to our products and service's forever, even if you change jobs, retire, or move. Each member's account is insured for up to $250,000 by National Credit Union Administration (NCUA), a division of the federal government.

Can my company join your credit union?

Wouldn't it be nice to offer a benefit to your employee's at no cost to you?

A Credit Union is a not-for-profit financial institution cooperative that exist solely for the benefit of it's members. As a credit union member, you are a "part owner" of the credit union.

Public Service Federal Credit union is a full service financial institution. We offer competitive rates, many no cost service's are offered. Your organization may be able to join Public Serves Federal Credit Union, once you do your employee's are eligible to enjoy:

  • No-fee checking
  • Visa Debit Card
  • Secured loans
  • IRA's
  • CD's
  • Direct deposit
  • Fixed rate mortgages
  • Second mortgages
  • Personal mortgages
  • Auto loans