Our Services


Public Service Federal Credit Union offers a wide range of services to fit your needs. Whether you need a checking account, savings account, or need to open up a loan, Public Service Federal Credit Union has you covered.


Loan Products

Auto Loans, Boat Loans, Mortgages, RV's, Trailers, ATV and Motorcycle loans at the most competitive rates in the industry. We will even buy your high rate car loan from any other financial institution. PSFCUNJ offers First and Second Mortgages as well as loans on Mobile and Modular Homes.

Key Benefits

  • Lowest rates make your dreams come true for less!
  • Fast approval
  • Auto deductions from checking or savings



Payroll Deduction and Direct Deposit

We do payroll deductions, direct deposit and automatic loan payment deductions for employees of Public Service.

Key Benefits

  • Encourages consistent savings
  • Easy loan payments
  • Reduces trips to the bank



Holiday and Vacation Clubs

Relieve your holiday stress by being prepared for the holidays with our Holiday Club. Make your dream vacation a reality by taking advantage of our Vacation Club.

Key Benefits

  • Encourages consistent savings habits
  • Predetermined amounts



Checking and Savings Accounts

We offer interest bearing accounts with attractive rates and low restrictions.




IRA's and CD's

IRA's, Educational IRA's, Certificates of deposit are available with high rates.




Notary Services

Notary Services are available.